Current Balance: Users input their current credit card balance.

Annual Interest Rate (APR): Users input their credit card's annual percentage rate (APR).

Monthly Payment: Users input the amount they plan to pay monthly toward their credit card debt.

Input Fields:

• Current Credit Card Balance: The total amount owed on the credit card.

• Annual Interest Rate (APR): The annual interest rate of the credit card, which will be converted to a monthly interest rate.

• Monthly Payment: The amount the user plans to pay toward the debt each month.

Calculation Logic:

• Monthly Interest Rate: The APR is divided by 12 to determine the monthly interest rate.

• Debt Repayment: Each month, the interest is added to the remaining balance. The monthly payment is then applied, paying off part of the balance and any accrued interest.

• The calculator loops through each month, adjusting the balance until it reaches $0.

• The total number of months required to pay off the debt and the total interest paid over that period is calculated.