Tools & Calculators

Please use these free resources to help you get ahead on your financial journey

Please use these free resources to help you get ahead on your financial journey

Allows users to calculate monthly payments and interest for various types of loans (business loans, mortgages, personal loans, etc.).

Assists users in determining how much they need to save on a monthly or annual basis to reach a specific financial goal within a certain timeframe. It accounts for a set savings goal, interest rate, and savings frequency (monthly or annually).

Enables users to input their assets and liabilities and calculate their net worth by subtracting the total liabilities from the total assets.

Helps users calculate how long it will take to pay off debt with specific monthly payments. It also allows users to input an additional amount to accelerate repayment. The calculator uses the simple interest method to estimate how long it will take to pay off the debt based on the interest rate, debt amount, and monthly payment.

Helps users project how much they need to save for retirement based on their current savings, annual contributions, time horizon, and expected annual return.

A tool that allows users to input their income and expenses, and calculates the balance, helping them manage their monthly or yearly budget.

Helps users determine how much they should save in an emergency fund based on their monthly expenses, income, and job stability. The calculator uses job stability to recommend a range of months for which the user should have enough savings to cover their expenses.

Helps users determine how much home they can afford based on their income, debt, down payment, and other factors. This tool uses the widely accepted debt-to-income (DTI) ratio, monthly housing expenses, and other considerations to provide users with an estimated affordable home price.

Shows users how long it will take to pay off credit card debt based on the current balance, interest rate, and monthly payment amount. The calculator determines the time needed to pay off the debt and also calculates the total interest paid over that period.

Allows users to calculate their take-home pay after taxes and deductions. The calculator factors in federal taxes, state taxes (if applicable), and other common deductions such as Social Security, Medicare, and additional personal deductions.

Personal Finance Tools

Used to measure the return on an investment based on the initial cost and final value. This calculator calculates the percentage return based on the difference between the initial investment and the final value.

Helps users calculate how much their investment will grow over time with compound interest.

Allows users to calculate the total return from a stock over a specific period. It includes both capital gains and dividends. The calculator takes into account the initial stock price, the final stock price, the number of shares, and the total dividends received during the investment period.

Helps users calculate the dividend yield and income from their stock investments. The calculator takes into account the annual dividend per share, the stock price, and the number of shares owned to provide both the dividend yield and total income from dividends.

Helps users create a balanced investment portfolio based on their risk tolerance, financial goals, and time horizon. This tool takes user inputs such as risk tolerance, financial goals, and time horizon to suggest asset allocations among categories like stocks, bonds, and cash.

Helps users assess their personal risk tolerance level for investing. The interactive tool asks users a series of questions about their financial situation, investment goals, and reaction to market volatility to provide a personalized risk tolerance result (e.g., conservative, moderate, or aggressive).

Calculates potential gains from cryptocurrency investments over a given period. This tool takes user inputs like the initial investment amount, estimated annual return percentage, and time horizon (in years), and it calculates the future value of the investment based on compound interest.

Allows users to see the impact of investing a fixed amount of money at regular intervals. This tool takes inputs like the amount invested per period, investment frequency, asset price changes over time, and calculates the total amount invested, the average purchase price, and the final value of the investment.

Allows forex traders to determine the optimal position size for a trade based on risk management principles. This tool takes inputs such as account balance, risk percentage, stop loss in pips, and currency pair, and it calculates the position size in units or lots.

Investing Tools

Business Tools

Estimates the value of a business based on key metrics: annual revenue, profit, and a multiplier based on the business’s market sector or growth potential. This calculator uses a common valuation method where the value of the business is estimated as a multiple of its annual revenue or profit.

Helps entrepreneurs calculate the point at which their business covers its costs and starts becoming profitable. The break-even point (BEP) is reached when total revenue equals total costs, and it is calculated by dividing fixed costs by the contribution margin per unit.

Allows users to calculate gross, operating, and net profit margins based on revenue and different cost inputs. Profit margins are a measure of profitability and indicate how much profit a business retains after accounting for different expenses.

Helps businesses determine the efficiency of their inventory management by calculating how many times inventory is sold and replaced over a specified period. Inventory turnover is a key metric for understanding product demand and optimizing stock levels.

Helps businesses calculate the cost associated with producing goods or services sold. COGS is a vital metric for understanding gross profit and overall financial health.

Helps entrepreneurs estimate the initial investment required to launch a new business. The calculator takes into account capital expenditures, operating expenses, and other upfront costs, providing a complete breakdown of the startup budget.

Helps businesses calculate the total cost of hiring employees, including wages, benefits, and payroll taxes.

Helps freelancers and consultants determine the optimal hourly rate to charge clients based on desired income and work hours.